Black Business Loan Program

For Black Businesses in Miami-Dade County

Minimum Criteria

Under BBLP, loans are available from $2,500 to $75,000. Loans up to $150,000 are available under special circumstances.

To be considered for a BBLP loan, your business must be:

  1. 51% black-owned;
  2. Domiciled in Miami-Dade County, as stated in the organization’s occupational license;
  3. Owned by United States Citizens or Lawful Permanent Residents;
  4. For-profit corporation. No sole proprietorships;
  5. Must demonstrate that the loan will aid in the creation of new jobs; and
  6. Must use funds for working capital, cash flow, inventory, and/or equipment.

Please note, if a start-up (under one year), owners must put up a 20% cash match.

If you are interested in applying for a loan, please fill in the form below to access the downloadable application. Please be aware of some important details:

  • In addition to the completed 12 page-form, the application requires additional documents, which can be found on the checklist on the first page of the application.
  • Be sure to carefully review all your answers before submitting. MBF reserves the right to deny the loan application if any answers are untrue or inaccurate.
  • To submit your form in person, please visit MBF’s offices, located at 25 SE 2nd Avenue, Suite 240, Miami, FL 33131.
  • To submit your form online, please email it to info@miamibaysidefoundation.org.
  • Should you have any questions about the application process, please contact Joann at (786) 703-5768 or email info@miamibaysidefoundation.org.

Application Form

To download the application, please fill out the following information:

Tuesday, August 13th, 2019 at 12:00am
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Friday, August 9th, 2019 at 4:49am
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Thursday, August 8th, 2019 at 4:10am
In honor of National #blackbusinessmonth, MBF is proud to support the following businesses: Ace of Freight, @thecoolmiami, Concierge Auto, @copperdoorbnb Cyclejab, Dr. Petteway, Genisis Global, @Groovinbean, Haynes Security IMR Development Corp., and Sips.
Wednesday, August 7th, 2019 at 12:30am
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