For Minority Businesses in the City of Miami


Minimum Criteria

Microloans are available from $2,500 to $10,000.

To be considered for an MBF microloan, your business must be:

  1. Minority-owned (see loan application);
  2. Domiciled in the City of Miami, as stated in the organization’s occupational license. (To verify that your company’s address is in the City of Miami, please click here);
  3. Owned by US Citizens or Lawful Permanent Residents only;
  4. For-profit businesses only. no sole proprietorships;
  5. Must use funds for working capital, cash flow, inventory, and/or equipment; no construction, built-out or purchase of property;
  6. Must be in existence for more than six months;
  7. Credit score 550.

If you are interested in applying for a loan, please fill in the form below to access the downloadable application.
Please be aware of some important details:

  • In addition to the completed 8 page-form, the application requires additional documents, which can be found on the checklist on the first page of the application.
  • Be sure to carefully review all your answers before submitting.  MBF reserves the right to deny the loan application if any answers are untrue or inaccurate.
  • To submit your form in person, please visit MBF’s offices, located at 25 SE 2nd Avenue, Suite 240, Miami, FL 33131.
  • To submit your form online, please email it to info@miamibaysidefoundation.org.
  • Should you have any questions about the application process, please contact the loan department at (305) 379-7070 ext 204 or email info@miamibaysidefoundation.org.

Here is what some of the loan recipients had to say about the effects of receiving a loan through the MBF:

“The MBF gave me cash flow to expand my dreams.”

Mariana Cortez

Owner and Founder, Bunnie Cakes

“The loan helped me at a critical time during our expansion. Because of the fund from MBF, our daycare is not thriving. This is our 22nd year in business.”

Adline Aurubin

Super Kids Christian Day Care, Inc.

“I never imagined I would receive so much from an organization: training, mentoring, and a loan! Miami Bayside Foundation will always be in my heart since they were the first ones to truly support me.”

Angela Hall

Owner and Founder, Organics Overseas, Inc.

Application Form

To download the application, please fill out the following information:

Wednesday, August 15th, 2018 at 12:00am
MBF #smallbiztips: There are multiple reasons why sales don’t close, so it can be particularly frustrating when you feel you are working hard, you really believe in what you offer, and still don’t land the customer.
Tuesday, August 14th, 2018 at 12:00am
MBF #smallbiztips: "All our dreams can come true – if we have the courage to pursue them." -Walt Disney
Learn business essentials from experts in the field at MBF's Small Business Training! Apply before the September 9th deadline! #motivationmonday
Saturday, August 11th, 2018 at 12:00am
MBF #smallbiztips: The dangers from cyber threats are very real, and the figures can be overwhelming to anyone reading the headlines. Have a look at this infographic to identify weaknesses in your security protocol via @smallbiztrends.
Friday, August 10th, 2018 at 12:00am
Congratulations to @vista_miami on their successful grand opening and officially becoming an MBF #loanrecipient! https://t.co/uLQRNzLNmK

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By contributing to MBF you have an opportunity to impact job creation, encourage economic development and improve the future of the City of Miami.